Plain English, with the distinctions intact.

A forward-looking estimate for the period and use requested by the insurer. It is not automatically the last MOT-to-MOT distance.

A historical distance rescaled to a year using the elapsed time. Rescaling does not make it a forecast.

Miles counted for billing under the applicable charging rules. They need not equal all actual miles if a billing cap applies.

The policy’s description of permitted journey purposes. Low distance does not establish permission for commuting or business journeys.

Our category for annual insurance using expected mileage as one input, without verified usage billing being established.

A measure derived from driving data. Its absence does not establish that no driving data is collected or used.

A charge not calculated solely by multiplying actual miles by a rate. Its period, purpose and refund terms still need checking.

A policy proposition associated with an agreed mileage allowance. Check the actual consequences and process for changing it.

Our category for annual cover where mileage evidence is required or collected. It is not automatically pay-per-mile.

A discount linked to an accepted claims-free history. Recognition and treatment of multiple vehicles need product-specific checks.

The vehicle’s distance counter. A reading needs a date, a unit and a second reliable observation to calculate travel over a period.

A charging structure that includes a rate for driven or chargeable miles, normally alongside a fixed element.

Statutory Off Road Notification. It concerns a vehicle being kept off the road; it is not insurance against damage or theft.

Technology and data used to measure aspects of vehicle use. Collection method, data fields and pricing uses are separate questions.