Understand cover
What counts as low mileage?
Why a low-mileage label is not a universal threshold, a price promise or an eligibility decision.
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Guides
Clear answers. Useful examples.
Eleven guides to help you understand low-mileage insurance without turning a product label into a recommendation.
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Understand cover
Pay-per-mile or limited-mileage insurance?
Understand the charging difference, then compare the total cost and mileage conditions.
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Understand cover
Conventional annual cover can still matter.
Why an ordinary annual policy belongs in low-mileage research, and how verified annual cover differs.
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Understand cover
Mileage tracking is not the same as a driving score.
Understand what is measured, how it is collected and what decisions it can affect.
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Know your mileage
How to estimate your annual mileage.
Build a vehicle-level estimate from real journeys, all drivers and realistic changes.
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Know your mileage
What MOT mileage can—and cannot—tell you.
Use dated odometer readings as a historical cross-check without treating them as a forecast or certification.
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Know your mileage
What if your mileage changes?
Check the actual policy, update the estimate and distinguish a later change from an incorrect original answer.
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Your situation
Working from home does not answer the commuting question.
Estimate fewer commuting miles without losing sight of what the journeys are for.
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Your situation
Second cars, retirement and occasional driving.
Build a separate picture for each car instead of assuming a lifestyle label determines its insurance.
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Your situation
A parked car still needs an insurance decision.
Understand the distinction between not driving, declaring a car off road and choosing short-term cover.
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Market changes
Can you still buy By Miles insurance?
The official closure dates, the distinction for existing customers and how to research other routes.
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